Zones and sums insured
- CIS, Ukraine included€10,000family: €20,000
- Europe€30,000, €50,000family: €60,000
- Whole world€60,000
- Trip cancellation up to 1,000 €
grawe.md read on 6 November 2026
Grawe Carat
Market share 15.53% (January–June 2026, BNM). Average RCA premium 1,152.61 lei (January–August 2026).
Updated:BNM figures
January–June 2026
- Market share 15.53% January–June 2026
- Premiums written 276.21 m lei 276,212,183.00 lei
- Claims paid 180.68 m lei 180,675,837.00 lei
- Claims to premiums 65.4% January–June 2026
- Solvency 151.0% January–June 2026
- Liquidity 3.00 January–June 2026
- Profit 14.82 m lei 14,822,536.00 lei
- Average RCA premium 1,152.61 lei January–August 2026, an average, not a quote
- Average Green Card premium 1,073.54 lei January–August 2026, an average, not a quote
Average RCA premium over time
The average from January to the month shown (BNM).
The chart in figures
| Period | Grawe Carat | Market average |
|---|---|---|
| August 2026 | 1,152.61 lei | 1,319.14 lei |
| July 2026 | 1,166.08 lei | 1,330.85 lei |
| June 2026 | 1,181.25 lei | 1,344.65 lei |
| May 2026 | 1,196.43 lei | 1,357.13 lei |
| April 2026 | 1,233.97 lei | 1,374.39 lei |
| March 2026 | 1,291.15 lei | 1,407.24 lei |
| February 2026 | 1,351.33 lei | 1,456.95 lei |
| January 2026 | 1,328.60 lei | 1,466.63 lei |
| December 2025 | 1,074.01 lei | 1,254.72 lei |
| November 2025 | 1,063.32 lei | 1,239.97 lei |
| October 2025 | 1,069.52 lei | 1,238.82 lei |
| September 2025 | 1,069.03 lei | 1,232.18 lei |
In short
Grawe Carat (Întreprinderea Mixtă Compania de Asigurări „GRAWE CARAT ASIGURĂRI” S.A., IDNO 1004601000125) wrote 276.21 m lei in gross premiums in January–June 2026, 15.53% of Moldova's insurance market, number 2 of 9 (BNM). Its average RCA premium collected was 1,152.61 lei in January–August 2026, against the market's 1,319.14 lei. It does not publish its RCA tariff online.
Quick answers
-
Market share
15.53% January–June 2026
-
Average RCA premium
1,152.61 lei January–August 2026, an average, not a quote
-
Premiums written
276.21 m lei January–June 2026
Published tariff
Does not publish its RCA tariff online, although the methodology requires it. We show the average premium it collected (BNM).
Premiums and claims by quarter
Worked out from BNM's year-to-date figures.
- Premiums
- Claims
- m lei
The chart in figures
| Term | Premiums | Claims |
|---|---|---|
| Q2 2026 | 145.29 m lei | 90.33 m lei |
| Q1 2026 | 130.92 m lei | 90.34 m lei |
| Q4 2025 | 173.36 m lei | 88.59 m lei |
| Q3 2025 | 165.84 m lei | 74.00 m lei |
| Q2 2025 | 147.08 m lei | 66.45 m lei |
| Q1 2025 | 117.70 m lei | 60.95 m lei |
| Q4 2024 | 133.80 m lei | 64.60 m lei |
| Q3 2024 | 117.88 m lei | 65.40 m lei |
| Q2 2024 | 117.13 m lei | 54.99 m lei |
| Q1 2024 | 101.88 m lei | 55.36 m lei |
Average Green Card premium over time
The average from January to the month shown (BNM).
The chart in figures
| Period | Grawe Carat | Market average |
|---|---|---|
| August 2026 | 1,073.54 lei | 1,084.47 lei |
| July 2026 | 1,112.01 lei | 1,105.92 lei |
| June 2026 | 1,144.23 lei | 1,125.87 lei |
| May 2026 | 1,170.44 lei | 1,135.53 lei |
| April 2026 | 1,201.26 lei | 1,142.34 lei |
| March 2026 | 1,226.00 lei | 1,144.16 lei |
| February 2026 | 1,218.76 lei | 1,134.52 lei |
| January 2026 | 1,197.16 lei | 1,101.94 lei |
| December 2025 | 805.37 lei | 965.55 lei |
| November 2025 | 789.98 lei | 968.49 lei |
| October 2025 | 761.90 lei | 942.02 lei |
| September 2025 | 757.65 lei | 938.82 lei |
Voluntary insurance: what it publishes
Travel medical insurance
CASCO: what insurers publish
- 1–10% of the car's value a year
Home insurance
- Building: 0.14–0.18% of the sum insured
- Contents: 0.23–0.27% of the sum insured
- At least 200.00 lei a year
- 10% off for a 3-year contract; the Express option without an inspection
grawe.md read on 6 November 2026
Accident insurance
- From 30.00 lei a year
- Sum insured from 5,000.00 lei
- Ages 1–75; the price does not depend on age
grawe.md read on 6 November 2026
Licence
- Legal name
- Întreprinderea Mixtă Compania de Asigurări „GRAWE CARAT ASIGURĂRI” S.A.
- IDNO
- 1004601000125
- BNM register no.
- 009-A
- Website
- grawe.md
- BNM register
- bnm.md, read on 6 November 2026
Insurance classes (Law 92/2022)
- 1Accident
- 2Health
- 3Land vehicles (CASCO)
- 5Aircraft
- 7Goods in transit
- 8Fire and natural forces
- 9Other damage to property
- 10Motor liability (RCA, Green Card)
- 13General liability
What it insures: and life insurance.
Data sources
Every figure comes from an act or a public page, with the day it was read.
- bnm.md Banca Națională a Moldovei, statistici asigurări (CC BY 4.0)
- bnm.md Banca Națională a Moldovei, prima și dauna medie RCA și Carte Verde (CC BY 4.0)
- read on 6 November 2026 BNM, registrul asigurătorilor
BNM figures: Banca Națională a Moldovei, bnm.md, CC BY 4.0.
Satelit does not sell insurance and has no agreements with insurers. Prices are ordered by price, the same for everyone.
Questions and answers
What market share does Grawe Carat have?
Grawe Carat wrote 276,212,183.00 lei in premiums in January–June 2026, 15.53% of the market (BNM).
What is the average RCA premium at Grawe Carat?
1,152.61 lei per policy in January–August 2026, against a market average of 1,319.14 lei. An average over all cars, not a price.
Does Grawe Carat publish its RCA tariff?
Does not publish its RCA tariff online, although the methodology requires it. We show the average premium it collected (BNM).
What licence does Grawe Carat hold?
Întreprinderea Mixtă Compania de Asigurări „GRAWE CARAT ASIGURĂRI” S.A., IDNO 1004601000125, licensed by BNM for 9 classes of insurance.