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    The insurance market in figures

    January–June 2026: 1,778.26 m lei premiums written, 776.46 m lei claims paid (BNM).

    Updated:

    Premiums by type of insurance

    January–June 2026, BNM.

    1. RCA (Moldovan motor liability) 571.62 m lei
    2. CASCO 346.41 m lei
    3. Green Card 215.86 m lei
    4. Home 86.81 m lei
    5. Accident 86.14 m lei
    6. Health in Moldova 50.50 m lei
    7. Travel medical 43.28 m lei

    Premiums and claims by quarter

    Worked out from BNM's year-to-date figures.

    Premiums and claims by quarter: Q1 2024 Premiums 669.07 m lei, Claims 265.64 m lei; Q2 2024 Premiums 884.04 m lei, Claims 266.17 m lei; Q3 2024 Premiums 868.79 m lei, Claims 368.58 m lei; Q4 2024 Premiums 829.70 m lei, Claims 378.03 m lei; Q1 2025 Premiums 740.21 m lei, Claims 311.23 m lei; Q2 2025 Premiums 852.78 m lei, Claims 345.03 m lei; Q3 2025 Premiums 850.91 m lei, Claims 385.53 m lei; Q4 2025 Premiums 907.29 m lei, Claims 431.17 m lei; Q1 2026 Premiums 820.21 m lei, Claims 386.21 m lei; Q2 2026 Premiums 958.05 m lei, Claims 390.25 m lei
    • Premiums
    • Claims
    • m lei
    The chart in figures
    Premiums and claims by quarter
    TermPremiumsClaims
    Q2 2026958.05 m lei390.25 m lei
    Q1 2026820.21 m lei386.21 m lei
    Q4 2025907.29 m lei431.17 m lei
    Q3 2025850.91 m lei385.53 m lei
    Q2 2025852.78 m lei345.03 m lei
    Q1 2025740.21 m lei311.23 m lei
    Q4 2024829.70 m lei378.03 m lei
    Q3 2024868.79 m lei368.58 m lei
    Q2 2024884.04 m lei266.17 m lei
    Q1 2024669.07 m lei265.64 m lei

    In short

    In January–June 2026, Moldova's 9 insurers wrote 1,778.26 m lei in gross premiums on 983,417 policies and paid 776.46 m lei in claims, 43.7% of the premiums (BNM). Asterra Grup (17.84%) has the largest market share.

    Quick answers

    Market shares

    Companies

    Of gross premiums written, January–June 2026.

    1. Asterra Grup 17.84%
    2. Grawe Carat 15.53%
    3. General Asigurări 11.86%
    4. Moldasig VIG 11.33%
    5. Donaris VIG 11.18%
    6. Intact Asigurări Generale 10.95%
    7. Acord Grup 10.88%
    8. Moldcargo 5.76%
    9. Transelit 4.67%

    Average RCA premium over time

    The average from January to the month shown (BNM).

    Average RCA premium over time: Market average 1,319.14 lei, Acord Grup 1,979.50 lei, Asterra Grup 1,335.00 lei, Donaris VIG 1,445.90 lei, General Asigurări 1,280.11 lei, Grawe Carat 1,152.61 lei, Intact Asigurări Generale 831.26 lei, Moldasig VIG 1,238.27 lei, Moldcargo 1,991.28 lei, Transelit 1,295.28 lei
    Average RCA premium over time
    The chart in figures
    Average RCA premium over time
    PeriodMarket averageAcord GrupAsterra GrupDonaris VIGGeneral AsigurăriGrawe CaratIntact Asigurări GeneraleMoldasig VIGMoldcargoTranselit
    August 20261,319.14 lei1,979.50 lei1,335.00 lei1,445.90 lei1,280.11 lei1,152.61 lei831.26 lei1,238.27 lei1,991.28 lei1,295.28 lei
    July 20261,330.85 lei2,001.57 lei1,353.32 lei1,460.97 lei1,279.29 lei1,166.08 lei833.61 lei1,249.26 lei1,997.31 lei1,293.56 lei
    June 20261,344.65 lei2,020.54 lei1,375.03 lei1,481.18 lei1,279.68 lei1,181.25 lei838.34 lei1,261.03 lei2,017.63 lei1,285.72 lei
    May 20261,357.13 lei2,028.10 lei1,398.32 lei1,491.66 lei1,281.15 lei1,196.43 lei845.71 lei1,276.62 lei1,993.13 lei1,285.30 lei
    April 20261,374.39 lei2,037.86 lei1,411.71 lei1,503.28 lei1,288.63 lei1,233.97 lei856.12 lei1,302.29 lei2,018.61 lei1,287.11 lei
    March 20261,407.24 lei2,043.86 lei1,455.01 lei1,526.95 lei1,304.01 lei1,291.15 lei865.74 lei1,326.21 lei2,068.68 lei1,327.75 lei
    February 20261,456.95 lei2,069.02 lei1,477.66 lei1,554.43 lei1,365.14 lei1,351.33 lei885.74 lei1,364.70 lei2,114.74 lei1,460.89 lei
    January 20261,466.63 lei2,166.51 lei1,501.77 lei1,579.59 lei1,362.39 lei1,328.60 lei877.08 lei1,337.41 lei2,116.80 lei1,499.09 lei
    December 20251,254.72 lei2,620.48 lei1,393.70 lei1,234.10 lei1,162.66 lei1,074.01 lei781.03 lei1,328.83 lei1,529.43 lei853.28 lei
    November 20251,239.97 lei2,658.70 lei1,390.92 lei1,217.98 lei1,149.17 lei1,063.32 lei774.19 lei1,329.93 lei1,491.17 lei806.73 lei
    October 20251,238.82 lei2,648.48 lei1,385.82 lei1,214.31 lei1,141.95 lei1,069.52 lei785.25 lei1,323.74 lei1,490.25 lei792.67 lei
    September 20251,232.18 lei2,583.13 lei1,374.01 lei1,204.17 lei1,138.93 lei1,069.03 lei787.25 lei1,315.28 lei1,492.00 lei785.28 lei

    Average Green Card premium over time

    The average from January to the month shown (BNM).

    Average Green Card premium over time: Market average 1,084.47 lei, Acord Grup 1,233.97 lei, Asterra Grup 1,359.06 lei, Donaris VIG 928.59 lei, General Asigurări 1,081.00 lei, Grawe Carat 1,073.54 lei, Intact Asigurări Generale 649.63 lei, Moldasig VIG 994.62 lei, Moldcargo 3,890.41 lei
    Average Green Card premium over time
    The chart in figures
    Average Green Card premium over time
    PeriodMarket averageAcord GrupAsterra GrupDonaris VIGGeneral AsigurăriGrawe CaratIntact Asigurări GeneraleMoldasig VIGMoldcargo
    August 20261,084.47 lei1,233.97 lei1,359.06 lei928.59 lei1,081.00 lei1,073.54 lei649.63 lei994.62 lei3,890.41 lei
    July 20261,105.92 lei1,241.52 lei1,392.01 lei940.50 lei1,095.99 lei1,112.01 lei653.51 lei1,015.38 lei3,907.45 lei
    June 20261,125.87 lei1,226.10 lei1,401.96 lei959.74 lei1,115.82 lei1,144.23 lei643.11 lei1,042.43 lei4,005.62 lei
    May 20261,135.53 lei1,178.29 lei1,434.80 lei965.77 lei1,115.83 lei1,170.44 lei640.25 lei1,049.46 lei4,033.61 lei
    April 20261,142.34 lei1,139.87 lei1,421.93 lei969.43 lei1,127.16 lei1,201.26 lei642.06 lei1,050.96 lei4,046.65 lei
    March 20261,144.16 lei1,064.50 lei1,359.28 lei981.45 lei1,146.60 lei1,226.00 lei641.95 lei1,064.94 lei4,104.15 lei
    February 20261,134.52 lei1,027.56 lei1,360.37 lei954.25 lei1,152.52 lei1,218.76 lei650.89 lei1,070.36 lei4,217.92 lei
    January 20261,101.94 lei989.38 lei1,321.82 lei930.57 lei1,109.92 lei1,197.16 lei648.82 lei1,040.91 lei4,193.57 lei
    December 2025965.55 lei979.76 lei1,208.96 lei1,031.00 lei903.49 lei805.37 lei608.24 lei790.71 lei3,569.07 lei
    November 2025968.49 lei1,004.25 lei1,201.93 lei1,049.53 lei909.63 lei789.98 lei608.41 lei781.27 lei3,589.46 lei
    October 2025942.02 lei983.21 lei1,178.26 lei1,045.44 lei898.89 lei761.90 lei580.06 lei774.91 lei3,466.68 lei
    September 2025938.82 lei974.93 lei1,170.73 lei1,055.43 lei895.37 lei757.65 lei579.27 lei777.49 lei3,395.69 lei

    Insurers, January–June 2026

    Insurers, January–June 2026
    InsurerPremiumsShareClaimsClaims to premiumsSolvencyLiquidityProfitAverage RCAAverage Green Card
    Asterra Grup 317.17 m lei 17.84% 124.14 m lei 39.1% 177.5% 4.71 37.40 m lei 1,335.00 lei 1,359.06 lei
    Grawe Carat 276.21 m lei 15.53% 180.68 m lei 65.4% 151.0% 3.00 14.82 m lei 1,152.61 lei 1,073.54 lei
    General Asigurări 210.94 m lei 11.86% 79.97 m lei 37.9% 188.2% 3.35 6.81 m lei 1,280.11 lei 1,081.00 lei
    Moldasig VIG 201.47 m lei 11.33% 100.23 m lei 49.7% 201.1% 3.97 21.98 m lei 1,238.27 lei 994.62 lei
    Donaris VIG 198.84 m lei 11.18% 91.20 m lei 45.9% 178.7% 3.60 21.23 m lei 1,445.90 lei 928.59 lei
    Intact Asigurări Generale 194.74 m lei 10.95% 71.86 m lei 36.9% 131.3% 2.98 1.45 m lei 831.26 lei 649.63 lei
    Acord Grup 193.47 m lei 10.88% 48.56 m lei 25.1% 140.2% 2.76 5.31 m lei 1,979.50 lei 1,233.97 lei
    Moldcargo 102.35 m lei 5.76% 50.60 m lei 49.4% 140.4% 1.12 5.93 m lei 1,991.28 lei 3,890.41 lei
    Transelit 83.08 m lei 4.67% 29.23 m lei 35.2% 170.6% 4.62 11.22 m lei 1,295.28 lei

    Premiums by type of insurance

    January–June 2026, BNM.
    TypePoliciesPremiumsClaimsClaimsAverage premium
    RCA (Moldovan motor liability) 425,110 571,624,360.11 lei 15,280 344,704,953.62 lei 1,344.65 lei
    Green Card 191,724 215,856,319.52 lei 995 93,982,732.81 lei 1,125.87 lei
    CASCO 14,458 346,408,679.44 lei 7,748 200,679,682.30 lei 23,959.65 lei
    Travel medical 195,181 43,284,084.42 lei 1,969 14,528,450.70 lei 221.76 lei
    Home 23,275 86,808,683.04 lei 260 22,202,053.88 lei 3,729.70 lei
    Accident 38,201 86,144,518.32 lei 312 1,497,881.21 lei 2,255.03 lei
    Health in Moldova 10,647 50,499,509.00 lei 14,125 32,119,100.22 lei 4,743.07 lei
    All general insurance 982,694 1,728,955,755.38 lei 41,585 736,637,326.96 lei 1,759.40 lei
    The whole market 983,417 1,778,264,195.38 lei 42,453 776,460,125.96 lei 1,808.25 lei

    Data sources

    Every figure comes from an act or a public page, with the day it was read.

    BNM figures: Banca Națională a Moldovei, bnm.md, CC BY 4.0.

    Satelit does not sell insurance and has no agreements with insurers. Prices are ordered by price, the same for everyone.

    Questions and answers

    How much did the insurance market collect?

    1,778,264,195.38 lei in gross premiums written in January–June 2026, over 983,417 policies (BNM).

    Who has the largest market share?

    Asterra Grup 17.84%, Grawe Carat 15.53%, and General Asigurări 11.86%, of premiums written in January–June 2026.

    What is the market average RCA premium?

    1,319.14 lei per policy in January–August 2026, the average over all insurers (BNM).

    How much of the premiums goes back as claims?

    43.7% in January–June 2026: claims paid to premiums written, the whole market.